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About Amal Bank
Headquartered in Garowe with branches all over the country, Amal Bank is a modern Islamic bank that offers a wide range of financial products and services. Amal Bank is fully licensed by the Central Bank of Somalia and aims to be the leading Islamic bank in the Horn of Africa through innovative, broad, customized and shariah compliant financial products and services. The Bank is fully owned by Amal Group, a diversified global company that operates in various sectors: Banking, Money Transfer/Exchange, Real Estate, Trade and Energy.
Our Vision is to be:
“The leading Islamic Bank in the horn of Africa.”
Our Mission is to be:
“The Bank of choice for retail and corporate customers by offering innovative,
customized and Shariah compliant financial products and services reliably,
conveniently and profitably.”
Our financial products and services are innovative and customer-centric to add value to our customers’ lives, put simply, our mission is to help our customers realize their financial future no matter how big or small. We reliably and conveniently reach and engage our customers through in-person delivery channels and complementary digital channels. We also provide flexible and reliable local and international funds transfers (swift code AALLSOSG).
The Bank commenced operations in 1998 by offering Amanah (limited deposit and withdrawal transactions). Today, Amal Bank is a well-capitalized Islamic bank with modern and convenient branches in urban and remote areas of Somalia to allow our customers easy access to financial services. We have friendly, knowledgeable, and responsive team, coupled with competent, experienced and time-tested management team.
Core Values
Every great relationship begins with a strong foundation based on trust, shared values and priorities, we are a local Islamic Bank and we believe in:
- Understanding our customers’ needs and expectations
- Customized personal and business solutions—tailor-made financial products and services to meet the financial
needs of our customers - Unique customer services—customer-centric banking and positive experiences for every customer, every day
- Shariah compliance—banking model and products based on principles of shariah
- Integrity and transparency—doing things as we agreed to do them, doing things when we agreed to do them,
and doing things how we agreed to them - Mutual benefit—creating value for our shareholders, customers and local community
Our Unique Value Proposition
